When at our mother’s knee, we all hear this friendly voice warning us never to forget, “The world is full of thieves and villains.” It first surfaces in unexplained instructions never to walk off with adults we do not know. This is “stranger danger” and it’s only in later years we realize how many predators [...]
This might sound strange to you if you have spent the money on putting an insurance policy in place, but there are times when you should consider not making a claim. It really can protect you from greater losses if your premium rates suddenly rocket up or, worse, the insurance company decides it would prefer [...]
This is the word you see most often when insurance companies talk about the best way to get a reduction in your premium rates. All you have to do, the smooth voice says, is increase the deductible and we’ll give you a 10% discount. And, it’s a fact. It sounds like a good deal. So [...]
